Do I have a legal right to my own money?

Fawfulthegreat64

Fawfulthegreat64

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Fawfulthegreat64
I want to commission something on DeviantART, but I don't have enough money in my account to do it. My mother is currently my rep payee and is keeping the vast majority of my money away from me. But don't I have a legal right to my own cash? If I absolutely want it, she's legally obligated to fork it over, right? Also I recently got a letter saying that my payee was changing. So she isn't even the payee anymore, but she is keeping my cash away from me. The quote I got on the commission only lasts a month. I'd really like this custom plushie, and I'm tempted to go ahead and send the money, while going in debt until my mother forks over the rest of my money.

Is there anything I'm doing that I am not legally allowed to do here?
 
how is the cash earned? if you earn it by working at a job and by receiving a paycheck, then yes, it's technically your money that you earned and that she should fork it over. if your money is actually from your parents supporting you in a way, then no, it's technically their money.
 
Its actually neither. It's SSI that I get from the government for being autistic. I have enough food and cash at home to last at least two weeks, and some gift card money left too. So she should have no problem letting me have $136 to spend on a custom-made Stanley plushie.

I know I need a job, but being autistic I'm scared to death of jobs and cars. Don't I still have a legal right to disability money?
 
As an autistic person you have a legal right to disability money and are you considered special needs as well because if you are, you should be entitled to disability money. And if it's from the SSI it's your money unless it's under your parents name
 
Do you pay your rent and vital necessities yourself? Or do your parents do that?
 
I'm going to be honest: I have to take the side of your mother. She pays your rent and she seems to have several good reasons to regulate your spending. If my memory serves correctly, you've done things like spending $5000 on frivolous luxury articles in the past and you're here talking carelessly about going into debt as if it means nothing. You're not exactly inspiring much confidence in your ability to handle money reasonably. Your mother's concern is entirely justified.

My advice to you is to leave your money in the care of your mother. She seems benevolent and apparently knows what she's doing. Unless of course you want to take your own mother to court over $136 and a plushie.
 
According to the website of the Social Security Administration (SSA, aka where the money comes from), if you think that your payments should be going to you instead of to a payee, then you're supposed to send a letter to the SSA (which I assume would be your local office) indicating such. If you wish to retain a payee but have an issue with how that money is being spent, that is something you take up with the payee.
 
So in continuation of this, last night my mother acted like she was considering forking over the money. Then I woke up today and called her on my cell phone. She refused and hung up on me. I have anger issues, and I know when she hangs up on me she absolutely refuses to answer her phone. I was so mad I threw my phone across the room, busting the screen. Now all it displays is static.

I borrowed someone else's phone to call my mom and she still won't fork over any of my money, or give me transportation to go fix the damn thing. How much does it cost to fix the screen of a smartphone anyway?
 
Genji said:
I'm going to be honest: I have to take the side of your mother. She pays your rent and she seems to have several good reasons to regulate your spending. If my memory serves correctly, you've done things like spending $5000 on frivolous luxury articles in the past and you're here talking carelessly about going into debt as if it means nothing. You're not exactly inspiring much confidence in your ability to handle money reasonably. Your mother's concern is entirely justified.

My advice to you is to leave your money in the care of your mother. She seems benevolent and apparently knows what she's doing. Unless of course you want to take your own mother to court over $136 and a plushie.
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i was gonna say this, yeah
 
also as a side note i literally just lost $154 because i was one day late on a payment for something

you don't want to deal with your own money if you don't have to, trust me
 
Well I guess you need money for a new phone now, too! I'm in agreement with Edo that you don't seem like you'd be very responsible with your money, and now that you just said you have baby shit fits when you don't get your way, it just adds to the point. If you want money to blow on shit like custom plushies from deviantART I suggest you move back in with your parents and use that money that would be going to rent to instead waste on nonsense that you think you need.

You seem to think that being responsible with money means that you cover your necessary bills and then blow what's leftover on impulse purchases, when that's absolutely not the case. Save your cash, have a 'rainy day' fund, try not to blow cash on stupid shit or waste more of it by breaking thing in anger. Should be common sense if you were actually fit to control your money. You don't need to buy everything that you see and want. No one does. That's life. Set priorities.

Going in debt is not a thing you can be like "oh yeah whatever I'm just in some debt~" it's a horrible thing and you think nothing of it.

To answer your question, like M4E said, take it up with the SSA since I doubt the Marioboards are going to be able to offer monetary or legal advice that goes beyond anything other than judging your previous irresponsible behavior or googling the answer for you. Perhaps if you begin to actually take more responsibility in your life and actually think about your actions, maaaaybe then will you be able to prove to your mother, payee, SSA, whoever else that you actually can maintain your own life because so far it just seems like you're crying for not getting your way and for some reason someone thought it was a good idea to let you live on your own. If you can't handle hearing this on the Marioboards, then you're not ready to deal with Social Security because they will tell you the same thing, just less personalized.
 
Anton... uh... don't be too rough with him, I know he has to face real life sooner or later but you could have been less harsh. Not like I support ( I really don't support his recent behaviour with money...) his fits of rage (as seen due to the smartphone) or him flaunting a smash medal that could be a possible scam and a outright waste of resources... but remember he's austistic or whatever which means he might be somewhat be less aware of what to do or what to not do. Sure he has spent 5000 dollars on a mere smash medal but that doesn't give you the right to slap him in the face with your words.

Fawful I suggest you take heed of edo's advice and do what everyone else does. Get a job, spend less on plushies and unnecesary stuff but even then that I think this kind of stuff is maybe beyond reach to even answer for this forum. Then again this is just me so the choice's yours, just saying here with honesty.

Also I side with your mother. I hate to say it but money isn't like infinite, I'd hate to hear you are simply in debt or worse... It's about time your mother has to teach you the value of money.
 
Sylveon said:
Anton... uh... don't be too rough with him, I know he has to face real life sooner or later but you could have been less harsh.
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Derpl Zork said:
If you can't handle hearing this on the Marioboards, then you're not ready to deal with Social Security because they will tell you the same thing, just less personalized.
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sucks that the real world is harsh, huh

if his autism makes him less aware of how money works then there's your answer: he shouldn't be in control of money

but aside from that weak attempt at whiteknighting which actually only gave a reason for him to not have money to spend, everything else you said was what I said too
 
Derpl Zork said:
Sylveon said:
Anton... uh... don't be too rough with him, I know he has to face real life sooner or later but you could have been less harsh.
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Derpl Zork said:
If you can't handle hearing this on the Marioboards, then you're not ready to deal with Social Security because they will tell you the same thing, just less personalized.
Click to expand...

sucks that the real world is harsh, huh

if his autism makes him less aware of how money works then there's your answer: he shouldn't be in control of money

but aside from that weak attempt at whiteknighting which actually only gave a reason for him to not have money to spend, everything else you said was what I said too
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Anton plz staph.

Just please.

And yes I know the world is harsh but I bet if you lived in my country you'd be whining about everything everyday.

Not like it has to with this thread. Now going back on topic I know it's weird but I agree with your and edo's advice except I tried to be more calm than you anton but I'll give you the credit to try to help him even if you do it in your own way even coming out as sounding like a grumpy grandpa.

Uh so to end this post and to stop replying to this thread I'm just going to say you should be grateful that your mother is doing something Fawful... after all a Mother knows what's best for their kids... I guess.
 
Can we move on from the battle of who sounds the most righteous and just? It doesn't really contribute anything of value for anybody.
 
if the government is the one that's aiding you, well, there's a pretty serious reason they're handing over you money as opposed to earning it yourself by contributing to society via working in a job. the money they handed over you is to assist you in your education and well-being, hence why it's called "welfare". the money should be going to things that you need in order to live sustainably, not things that you necessarily want. the number one thing about having a budget is to prioritize where your money needs to go; in order to obtain more money, you need to sacrifice luxury for necessity either by working longer hours, cutting down on luxury items, or both.

and sadly, as edo and anton, i have to side with your mother on this. it seems like she knows what she is doing with the money, and your situation doesn't agree with your transaction you want to make. you have to make a sacrifice and give up the item for other items that you actually need like education, utility, food, shelter, etc.
 
Does the plushie at least cost less than $5000?

I'm not sure how SS works in your country but I presume if you're independent from your parents (like moved out, and you say you pay rent so I suppose you are) then yeah I'm pretty sure you can tell them to pay you instead.

The only thing I can think of that might stop it is if your mum is a nominated carer and they deem you unfit to take care of yourself because of your handicap.

Also yeah, if you go through with it, please learn from your mistakes and don't be a dumbass with your money.
 
Stanley the Troll said:
I have anger issues, and I know when she hangs up on me she absolutely refuses to answer her phone. I was so mad I threw my phone across the room, busting the screen. Now all it displays is static.

I borrowed someone else's phone to call my mom and she still won't fork over any of my money, or give me transportation to go fix the damn thing. How much does it cost to fix the screen of a smartphone anyway?
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About as much as the plushie

Also fucking wow
 
So I've pretty much gave up on that plushie now.

But I found a much cheaper commission for figures on DeviantART. $35 plus shipping for a Fawful figure. I worked it out with my mom. Shipping, according to this person's page, was $4. So my mom agreed to put $39 into my bank account.

Person says that shipping will actually be $6. I think "Surely my mom will agree to a quick change in plans... $2 isn't that big of a difference...right?"

NOPE. She blatantly refuses to add any more money into my account. Got me so mad that an old lady asked me what was wrong. I was THIS close to a smooth deal with no problems. Then my FUCKING STUPID mother decides "Nope, I won't let him do anything without causing needless conflict. I am going to refuse, despite 2 dollars being FUCKING NOTHING."

I'm done with this shit. I told her I'm taking all my money and never letting her touch any of it again.
 
Honestly, if I was your mother, I wouldn't have approved of the transaction in the first place.

You really should heed Anton's posts. Based on the bits and parcels you've shared about your financial situation and your spending habits, I have no faith in you being able to manage your finances for the long haul.
 
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